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Lifetime & Time Limited Pet Insurance

What’s the best policy for your pet?

At Petplan we understand that every owner needs something different from their pet insurance. That’s why we have a range of policy options to help you find one that suits your pet and your pocket. We design our policies to cover the essentials and we also provide cover for ongoing conditions, which is reflected by our policy options: Covered For Life® and Time-limited.

Covered for Life

Covered for life®

Petplan Covered For Life® policies offer lifetime pet insurance and will cover your cat, dog or rabbit for new conditions year after year, as long as you renew your policy each year without a break in cover.

Our lifetime pet insurance is our most popular policy and is why vets choose to partner with us. It will provide you with cover against the ongoing costs of treating lifelong and chronic conditions, such as arthritis or diabetes. With the ongoing cost of veterinary treatment potentially running into hundreds or even thousands of pounds each year, our lifetime pet insurance can help to give you much-needed peace of mind.

Over 90% of our customers renew their Covered For Life® lifetime pet insurance policies each year thanks to the ongoing benefits, such as cover for hereditary conditions as well as behavioural and complementary treatments – all of which are instantly refreshed at the point of renewal.

Time Limited

12 month cover

Petplan Time-limited pet insurance is designed for cat and dog owners looking to cover their pet for just the essentials, or for owners of older pets (which may not be eligible for lifetime pet insurance) as it has no upper age limit at policy inception.

Our Time-limited pet insurance will provide you with many valuable benefits, and covers treatment for each illness or injury for up to 12 months from when the condition was first noticed. If your pet requires behavioural or complementary treatments, Petplan Time-limited pet insurance will also cover the cost up to your vet fees maximum benefit.

What are the benefits of Petplan pet insurance?

  • We pay 97% of all the claims we receive
  • We can pay your vet directly
  • 90% of claims are settled within 5 working days
  • No penalty for claiming
Click here to find out more about the benefits of our pet insurance

Look no further

We are pet specialists and have an unrivaled knowledge of pet health and unlike many other insurers. That's why we've designed our policies to cover as many conditions as possible, and are able to pay 97% of all the claims we receive.